April 2026 had all three of the top consumer protection statutes up for the month over March: TCPA (+16.6%), FDCPA (+9.2%) and FCRA (+4.6%). This is the first time that's happened since March 2025. They are all up YTD as well - TCPA (+28.2%), FDCPA (+17.6%) and FCRA (+45.3%)(!) That's a huge momentum shift in FCRA litigation, which has been steadily growing, but at a much more modest pace over the last several years.
In July 2025 Congress passed legislation to reauthorize partial claims with U.S. Department of Veterans Affairs (VA) guaranteed home loans. The VA has now announced that the VA Partial Claim program will open for submissions on June 15, 2026, and that servicers will have until November 28, 2026, to implement the partial claim program into their systems.
The New York State Department of Financial Services (DFS) recently released new industry guidance outlining operational measures financial institutions may consider implementing during periods of heightened cybersecurity risk. The guidance highlights growing concerns surrounding increasingly advanced artificial intelligence tools capable of sophisticated cyber operations.
The Colorado Supreme Court has issued a unanimous decision clarifying the documentation requirements debt buyers must meet when filing collection lawsuits under the Colorado Fair Debt Collection Practices Act (CFDCPA). The court held that a debt buyer must attach an assignment or other written documentation that specifically establishes ownership of the consumer’s debt when initiating a collection action. The court also determined that an affidavit cannot be used to replace or remedy missing chain-of-title documentation required by statute.
The National Fair Housing Alliance, Rise Economy, and two fair lending compliance companies (BLDS, LLC, and SolasAI) filed suit in the U.S. District Court for the District of Columbia challenging the CFPB’s Regulation B final rule, which implements the Equal Credit Opportunity Act (ECOA). The case is notable not only for challenging the CFPB’s significant rewrite of longstanding Reg B, but also because these are the first consumer advocacy organizations to sue the CFPB over the final rule.
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