Fair Credit Reporting Act litigation continued to increase last year as the industry saw several significant judicial developments.
In a move viewed favorably by FDIC-regulated institutions, the FDIC has approved amendments to the agency’s Guidelines for Appeals of Material Supervisory Determinations that were proposed back in July of 2025 new supervisory appeals office will now establish review panels that include someone with bank supervisory experience and someone with industry experience.
Sometimes I wonder where I’d be if I hadn’t taken my daughter to her first riding lesson. Retired early? Living on a beach? Eating ice cream for breakfast without judgment? What I do know is this—I definitely wouldn’t be on a small farm with four horses, one of whom believes he’s a stand-up comedian. One small decision quietly changed the direction of everything that followed.
The FDIC has adopted a final rule intended to address concerns about the display of the FDIC official digital sign and non-deposit signage.
“The rule simplifies requirements for banks’ display of the FDIC official digital sign and non-deposit signage on digital deposit-taking channels, such as bank websites and mobile applications, as well as on ATMs and like devices,” the FDIC said, in issuing the rule, which has an April 1 2027 compliance date.
The National Credit Union Administration today announced the fourth round of proposed regulatory changes associated with NCUA’s Deregulation Project. The project is an ongoing review of NCUA’s regulations to ensure regulations are focused on credit unions’ safety, soundness, and resilience.
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