Being sued for debt can create a lot of stress for people who are already struggling to make ends meet. Add to that the possibility that the lawyer who brought the lawsuit is not reachable because they didn't include their name or their phone number in court filings.
The FTC has announced that it has submitted an Advance Notice of Proposed Rulemaking (ANPRM) regarding negative option plans to the OMB Office of Information and Regulatory Affairs (OIRA) for review — an indication that the commission may be interested in revisiting click-to-cancel issues. The OIRA has disclosed that it received the ANPRM on February 4.
The Office of the Comptroller of the Currency (OCC) released economic and financial market scenarios for use in the upcoming stress tests for covered institutions.
The Justice Department and State of Texas recently entered into a settlement agreement with Colony Ridge Development, LLC and related entities (Colony Ridge) to settle allegations that Colony Ridge violated certain federal and state laws. The Justice Department had alleged violations of the Equal Credit Opportunity Act (ECOA) and Fair Housing Act (FHA). Texas had alleged violations of the Texas Deceptive Trade Practices Act (DTPA), Consumer Financial Protection Act (CFPA) and Interstate Land Sales Full Disclosure Act (ILSA). In entering into the settlement agreement, Colony Ridge expressly denied any wrongdoing alleged by, or that could have been alleged by, the Justice Department or the State of Texas.
A recent federal court decision from California in In re Apple Data Privacy Litigation reflects an evolving judicial approach to how courts will define the boundaries of privacy in a platform-driven world. The January 20 decision – which was a mixed bag of wins and losses for businesses for companies operating online – exposes a growing tension regarding what users can reasonably expect when they interact with digital services and what businesses can reasonably rely on when designing their data practices. Here’s a review of the decision and some practical takeaways you should consider for your business.
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