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April

4
2025
Strategy

Benefits from privacy investment are greater than the cost

Cisco released its 2025 Data Privacy Benchmark Study. The report looks at global trends in data privacy and how they affect businesses. The study gathered responses from 2,600 privacy and security experts in 12 countries. It highlights the need for strong data privacy practices to fully benefit from AI.

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April

3
2025
Trends

61% of Mid-Sized Banks Eye Fully Automated Lending

Digital lending is at a crossroads as financial institutions and banks grapple with modernizing their loan processes, revealing a significant divide between readiness for consumers and small businesses.

A recent PYMNTS Intelligence report, “The State of Digital Lending Readiness,” shed light on the varying degrees to which banks are equipped to handle lending in the digital age.

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April

3
2025
Industry News

Dismantling the CFPB Officially on Hold and Other Bureau Updates

In a lengthy decision that highlighted the CFPB’s very public efforts to dismantle the CFPB from within, the District Court for the District of Columbia granted a motion for preliminary injunction designed to preserve the CFPB pending litigation on the merits with the National Treasury Employees Union (NTEU).

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April

3
2025
Compliance

Consumer Privacy Complaints Pouring in From Oregonians: How Your Business Can Avoid Top Compliance Issues Noted by State’s A.G.

Oregon consumers submitted more than 100 privacy complaints to the state’s justice department within six months of the Oregon Consumer Privacy Act (OCPA) taking effect, and businesses subject to the new law need to take note. A new report, released by Attorney General Dan Rayfield on March 7, identifies the top issues driving the complaints and enforcement actions. The good news?

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April

3
2025
Industry News

The Conference of State Bank Supervisors Pushes Back on STABLE Act

The Conference of State Bank Supervisors (CSBS), a nationwide organization of state banking and financial regulators from all 50 states, the District of Columbia, and U.S. territories, has raised significant concerns regarding the current draft of the Stablecoin Transparency and Accountability for a Better Ledger Economy (STABLE) Act.

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