In a sign of the ongoing volatility of consumer complaints, TCPA (-18.4%) and CFPB (-8.6%) complaints were both down last month, after having been on a bit of a tear all year (+56.6% and +93% YTD, respectively). Meanwhile FDCPA (+14.9%) and FCRA (+24.7%) complaints were both up for the month and also for the year (+2.9% and +36.4% YTD, respectively). So everything is up YTD and it looks like it may end the year that way, unless FDCPA suits take a significant hit in Nov & Dec.
The Federal Deposit Insurance Corporation (FDIC) today issued the list of institutions scheduled for a Community Reinvestment Act (CRA) examination during the first quarter 2026. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter.
On December 1, 2025, the Office of the Comptroller of the Currency (OCC), the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively, the agencies) published a request for information (RFI) on regulatory reporting burden.
The federal bank regulatory agencies today jointly issued a final rule that modifies certain regulatory capital standards to reduce disincentives a banking organization may have to engage in lower-risk activities, such as intermediating in U.S. Treasury markets. The final rule is substantially similar to the proposal issued in June, with changes at the depository institution level.
The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the first and second quarters of 2026.
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