On Monday, January 27, 2025, the One-to-One Consent Rule (“the Rule”) promulgated by the Federal Communications Commission (the “Commission”) a year ago, on December 18, 2023, was set to go into effect.[1] Under this Rule, a consumer could not consent to a telemarketing or advertising robocall unless (1) he consents to calls from only one seller at a time, (2) he receives a clear and conspicuous disclosure that he will receive telemarketing calls or texts using an automatic telephone dialing system or an artificial or prerecorded voice, and (3) he consents only to calls whose subject matter is “logically and topically associated with the interaction that prompted the consent.”
On January 22, New York Attorney General Letitia James announced a significant settlement with Yellowstone Capital of New Jersey and its affiliated companies over allegations of illegal high-interest loans disguised as merchant cash advance (MCA) transactions.
The CFPB and the National Collegiate Student Loan Trusts—a group of fifteen securitization trusts that acquire, pool, and securitize student loans—have entered into a proposed final consent judgment that, if approved, would resolve the CFPB’s allegations that the Trusts unlawfully filed defective debt collection lawsuits to collect on private student loans.
Are you ready? On January 27, 2025, the Federal Communication Commission’s (FCC) Oneto-One Consent Rule goes into effect, which could raise enforcement and litigation risks. If this applies to your business, hopefully your first reaction isn’t “what One-to-One Consent Rule?”
The biggest medical-related data breach in U.S. history was even larger than first estimated.
The ransomware attack on UnitedHealth’s Change Healthcare business last year impacted around 190 million people, almost double past estimates, TechCrunch reported Friday (Jan. 24).