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February

27
2026
Strategy

[PODCAST]: A National Strategy to Prevent Scams – “United We Stand”

In a recent episode of the award-winning Consumer Finance Monitor podcast, Alan Kaplinsky was joined by Nick Bourke, Kate Griffin, and Ballard Spahr partner Joseph Schuster to discuss a groundbreaking new report from the Aspen Institute Financial Security Program: United We Stand: A National Strategy to Prevent Scams.

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February

27
2026
Industry News

National Bank Chartering: Final Rule

The Office of the Comptroller of the Currency (OCC) is issuing a final rule to clarify the longstanding authority of national banks limited to the operations of trust companies and activities related thereto to engage in non-fiduciary activities in addition to their fiduciary activities. The final rule would neither expand nor contract the OCC’s authority to charter a national bank. The final rule is effective April 1, 2026.

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February

26
2026
Industry News

Oregon Legislature Reintroduces DIDMCA OPT-OUT LEGISLATION– H.B. 4116

In the wake of the Tenth Circuit’s decision in National Association of Industrial Bankers v. Weiser, 159 F.4th 694 (10th Cir. 2025), Oregon legislators have once again introduced legislation that would “opt out” of Section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA), pursuant to the opt-out right conferred by Section 525 of that Act

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February

26
2026
Industry News

GENIUS Act Regulations: Notice of Proposed Rulemaking

The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act regarding the issuance of payment stablecoins and certain related activities by entities subject to the OCC’s jurisdiction.

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February

25
2026
Industry News

[PODCAST]: Empire State of Scrutiny: The New York FAIR Act and Auto Lending

In this episode of Moving the Metal: The Auto Finance Podcast, hosts Brooke Conkle and Chris Capurso are joined by New York-based colleagues Bill Foley and Joe DeFazio to unpack the newly enacted New York FAIR Act (Fostering Affordability and Integrity through Reasonable Business Practices Act).

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