Sometimes I wonder where I’d be if I hadn’t taken my daughter to her first riding lesson. Retired early? Living on a beach? Eating ice cream for breakfast without judgment? What I do know is this—I definitely wouldn’t be on a small farm with four horses, one of whom believes he’s a stand-up comedian. One small decision quietly changed the direction of everything that followed.
The FDIC has adopted a final rule intended to address concerns about the display of the FDIC official digital sign and non-deposit signage.
“The rule simplifies requirements for banks’ display of the FDIC official digital sign and non-deposit signage on digital deposit-taking channels, such as bank websites and mobile applications, as well as on ATMs and like devices,” the FDIC said, in issuing the rule, which has an April 1 2027 compliance date.
The National Credit Union Administration today announced the fourth round of proposed regulatory changes associated with NCUA’s Deregulation Project. The project is an ongoing review of NCUA’s regulations to ensure regulations are focused on credit unions’ safety, soundness, and resilience.
Indiana legislators are again turning their attention to medical debt with the introduction of Senate Bill 85: Health Care Debt and Costs, a proposal aimed at limiting aggressive collection practices while expanding consumer protections. The bill would establish mandatory payment plans for qualifying patients, restrict certain wage garnishments, and prohibit medical debt-related liens on a consumer’s primary residence.
A federal judge in the U.S. District Court for the Southern District of Florida stayed discovery in a putative Telephone Consumer Protection Act (TCPA) class action while the court considers whether text messages qualify as “calls” under the statute’s do-not-call (DNC) provisions. In McGonigle v. Pure Green Franchise Corp., the court granted the defendant’s motion to stay, finding that the key issues can be resolved as questions of law without discovery. 2026 WL 111338 (S.D. Fla. Jan. 15, 2026).
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