As we recently reported, in the wake of the Tenth Circuit’s decision in National Association of Industrial Bankers v. Weiser, 159 F.4th 694 (10th Cir. 2025), Oregon legislators re‑introduced H.B. 4116—legislation designed to opt Oregon out of Section 521 of the Depository Institutions Deregulation and Monetary Control Act of 1980 (DIDMCA). H.B. 4116 aims to prohibit out‑of‑state, FDIC‑insured, state-chartered banks from making consumer finance loans of $50,000 or less to Oregon borrowers using the banks’ home-state interest rates.
Following on the FDIC’s recent issuance of updated guidelines for appeals of material supervisory determination, the OCC is now proposing to replace the existing guidance for handling appeals of material supervisory determinations at institutions under its jurisdiction and to create a board to decide bank appeals. The deadline for comments on the proposal is April 20, 2026.
The National Credit Union Administration today released its fourth quarter credit union system performance data for 2025. According to the latest financial performance data report, total assets in federally insured credit unions rose by $126 billion, or 5.4 percent, over the year ending in the fourth quarter of 2025, to $2.43 trillion. At the same time, total loans outstanding increased $76 billion, or 4.6 percent, over the year, to $1.72 trillion. The average outstanding loan balance in the fourth quarter of 2025 was $19,397, up $984, or 5.3 percent, from one year earlier.
FCC recognizes National Consumer Protection Week with a series of consumer protection posts and new resources aimed to equip the public with tools needed to stay safe, informed, and connected.
As National Consumer Protection Week (March 1-7) draws to a close, the California Department of Financial Protection and Innovation (DFPI) is reminding consumers of long-lasting, simple, effective steps they can take to protect themselves and their families from scams and fraud – and to promptly report suspicious activity. This reminder comes as DFPI and the California Attorney General’s Office partnered to shut down 48 scam websites in the past year – double the number taken down the year before. These actions were made possible because consumers quickly reported new scams to the DFPI.
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