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August

1
2025
Industry News

Oregon Passes New Telephone Solicitation Law

On July 24, Oregon Governor Tina Kotek signed House Bill 3865 (HB 3865) into law, introducing significant changes to the regulation of telephone solicitations within the state. This new legislation narrows the permissible calling hours, reducing communications during late evening hours by prohibiting calls after 8 p.m., down from the previous 9 p.m. Additionally, the bill expands the definition of telephone solicitations to include text messages.

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August

1
2025
Compliance

Four takeaways from the largest California Consumer Privacy Act settlement yet

On July 1, 2025, California Attorney General Rob Bonta announced a $1.55 million settlement with website publisher Healthline Media LLC (“Healthline”) for alleged violations of the California Consumer Privacy Act (“CCPA”). The complaint alleges several violations, including:

  • Misconfiguration of opt-out mechanisms and tracking technologies deployed on the website that made the Global Privacy Control (“GPC”) and webform not fully effectuate opt-out requests.
  • Failure to include statutorily required language in contracts with third-party advertising partners.
  • Violation of the Purpose Limitation Principle.
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August

1
2025
Compliance

Telephone and Texting Compliance News: Litigation Updates — July 2025

The Sixth Circuit recently delivered a clear message to litigants pursuing claims under the Telephone Consumer Protection Act (TCPA): high call volume alone is not enough.[1] In Fluker v. Ally Financial, Inc., the court reaffirmed that plaintiffs must meet the pleading standards set forth in Twombly[2] and Iqbal,[3] including when alleging violations involving autodialers and prerecorded voice messages.

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July

31
2025
Industry News

FDIC proposes to replace Supervision Appeals Review Committee with an independent office

The FDIC is proposing to replace its Supervision Appeals Review Committee (SARC) with an independent, standalone office, known as the Office of Supervisory Appeals (OSA).

Under the proposal, the OSA would be the final level of review of material supervisory determinations, independent of the divisions that make supervisory decisions. FDIC officials believe the changes would facilitate an appeals process that would be consistent over time.

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July

31
2025
Industry News

Adam Cohen Named OCC Chief Counsel

“Adam’s unparalleled background in banking law and regulation, together with his depth of hands-on experience working on financial services matters as a regulator, in-house general counsel, and external advisor bring tremendous value to the OCC,” said Comptroller of the Currency Jonathan V. Gould. “Adding a seasoned professional of Adam’s caliber to the OCC’s executive committee strengthens the agency’s efforts to ensure a safe and sound federal banking system, improve bank supervision and regulation, embrace innovation, and promote fair access to financial services.”

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