A job applicant who claims he was not fully informed about adverse information that appeared on a background check is not entitled to relief under the Fair Credit Reporting Act (the FCRA), the Sixth Circuit Court of Appeals ruled on Aug. 20.
Today, the Consumer Financial Protection Bureau (CFPB) ordered TD Bank to pay $7.76 million to tens of thousands of victims of the bank’s illegal actions. For years, the bank repeatedly shared inaccurate, negative information about its customers to consumer reporting companies. The information included systemic errors about credit card delinquencies and bankruptcies. In addition to the redress, the CFPB is ordering TD Bank to pay a $20 million civil money penalty.
Fascinating little case for you all today. Consumer visits hospital for treatment. Provides phone number at admission. Receives treatment and is discharged. Consumer fails to pay resulting invoices. Hospital and provider network turn account over to collections. Debt collector allegedly uses an ATDS to call consumer on the number she provided.
The Telephone Consumer Protection Act (TCPA) is a critical regulation for businesses that engage in telemarketing, ensuring consumer protection from unwanted communications. As we enter 2024, understanding and adhering to TCPA compliance is more important than ever. This guide will walk you through the essential tools and strategies to keep your business compliant and your customers happy.
Rep. Andy Ogles, R-Tenn., on August 30, 2024 introduced in the House of Representatives a resolution under the Congressional Review Act (CRA) that would nullify the CFPB’s final nonbank registry rule.
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