The Federal Trade Commission is sending more than $10.9 million to consumers harmed by a credit repair operation known by multiple names including Financial Education Services (FES), United Wealth Education, United Credit Education Services, and Youth Financial Literacy Foundation.
On March 11, the Federal Trade Commission (FTC) issued a new Advance Notice of Proposed Rulemaking (ANPRM) to revisit its Rule Concerning the Use of Prenotification Negative Option Plans. The move follows the Eighth Circuit’s 2025 decision vacating the FTC’s 2024 amendments (discussed here), which would have imposed uniform requirements on subscriptions, auto‑renewals, and trial‑to‑pay offers across all marketing channels.
Artificial intelligence is rapidly transforming the consumer financial services industry. From undeArtificial intelligence is rapidly transforming the consumer financial services industry.
As we move further into 2026, the regulatory landscape for debt resolution is undergoing a structural shift. While federal oversight remains a constant baseline, we are seeing a pivot toward localized enforcement and heightened scrutiny of third-party data exchanges.
The Federal Communications Commission (Federal Communications Commission) has released a Notice of Proposed Rulemaking (NPRM) outlining a series of actions aimed at offshore call centers, with a strong focus on improving customer service standards and reducing robocall scams that originate outside the United States.
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