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January

5
2026
Compliance

FDIC Issues List of Banks Examined for CRA Compliance

The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in October 2025.

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January

5
2026
Strategy

Don’t Startle the Skunk: A Surprisingly Accurate Collections Strategy

Early in my career—fresh out of college and way too confident—I became a collector.

My mom was horrified.  “Why would you want to ask people for money all day?” she asked.

Spoiler: I never once asked for money.
Because the predictable response would be, “I don’t have any.”

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January

5
2026
Industry News

D.C. Circuit Rehears Case on Proposed CFPB Layoffs

The U.S. Court of Appeals for the D.C. Circuit has agreed to rehear a case brought by the National Treasury Employees Union (NTEU) challenging a plan by Consumer Financial Protection Bureau (CFPB) Acting Director Russell Vought to carry out large-scale layoffs at the agency.

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December

23
2025
Industry News

Community Reinvestment Act: Revision of Small and Intermediate Small Bank and Savings Association Asset Thresholds

The Office of the Comptroller of the Currency (OCC) announced revisions to the asset-size threshold amounts used to define “small bank or savings association” and “intermediate small bank or savings association” under the Community Reinvestment Act (CRA) regulation (12 CFR 25 (March 29, 2024)). The thresholds—which apply to any national bank, federal savings association, or state savings association1 (collectively, bank)—become effective January 1, 2026.

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December

23
2025
Industry News

FTC Warns 10 Companies About Possible Violations of the Agency’s New Consumer Review Rule

Federal Trade Commission staff sent letters to 10 companies, warning them of potential violations of the agency’s Consumer Review Rule, which prohibits certain deceptive or unfair conduct related to the use of product reviews in advertising and marketing.

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