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January

15
2026
Industry News

HUD proposes to remove its Fair Housing Act disparate impact rule

We have previously reported on the tortured history of the disparate impact rule adopted by the U.S. Department of Housing and Urban Development (HUD) under the Fair Housing Act, most recently here. HUD now proposes to remove the rule from its regulations. Comments are due by February 13, 2026.

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January

15
2026
Industry News

First Circuit Denies Stay of 340B Rebate Pilot Injunction; DOJ Signals Likely Dismissal of Appeal

On January 7, the U.S. Court of Appeals for the First Circuit denied the federal government’s request for a stay of the nationwide preliminary injunction barring implementation of the Health Resources and Services Administration’s (HRSA) 340B Rebate Model Pilot Program. Five days later, on January 12, the Department of Justice advised the court that the parties are discussing returning the challenged approvals to HRSA for reconsideration and that they “plan to dismiss the appeal in short order,” signaling that the current version of the pilot is unlikely to move forward on appeal.

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January

15
2026
Industry News

Court Provides New Road to Early Victory Defeating CIPA Complaint

A Los Angeles County trial court granted a Motion for Judgment on the Pleadings disposing of a CIPA (California Invasion of Privacy Act) complaint against a website operator before formal discovery or other expensive litigation occurred. Rodriguez v. Ink America International, LASC 25STCV153 (Dec. 10, 2025).

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January

14
2026
Industry News

Trump’s proposed 10% credit card interest cap: Key considerations

On January 9, 2026, President Donald Trump announced via Truth Social that he supports a temporary 10% cap on credit card interest rates (a concept raised during his 2024 presidential campaign), beginning on January 20, 2026. He described the proposal as an effort to address high credit card APRs and improve affordability for consumers.

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January

14
2026
Industry News

NCUA Announces Third Round of Deregulation Proposals

The National Credit Union Administration today announced the third round of proposed regulatory changes associated with NCUA’s Deregulation Project. The project is an ongoing review of NCUA’s regulations to ensure regulations are focused on credit unions’ safety, soundness, and resilience. The agency is focused on removing or revising regulations that are: obsolete; overly burdensome; duplicative of other requirements; or guidance.

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