On December 23, the CFPB released its annual fair lending report, which reviews the agency’s enforcement and supervision activities for 2024 and described a significant policy shift in fair lending oversight since the close of the reporting period, reflecting changes implemented under the current administration.
On December 22, the National Credit Union Administration (NCUA) updated its Artificial Intelligence (AI) resource page to consolidate key technical and policy references for federally insured credit unions. The page sits within NCUA’s broader cybersecurity and financial technology resources and is explicitly framed as support for evaluating and performing due diligence on third‑party AI vendors. It links AI oversight back to existing NCUA guidance on third‑party relationships, including 07‑CU‑13 (Evaluating Third Party Relationships) and 01‑CU‑20 (Due Diligence Over Third Party Service Providers).
On January 9, CFPB Acting Director Vought notified Judge Amy Berman Jackson that, in response to her December 30, 2025 opinion in National Treasury Employees Union v. CFPB (DDC), he had just requested $145 Million from the Federal Reserve Board to operate the CFPB from January through March of this year.
Federal bank regulatory agencies today released the 2025 Shared National Credit (SNC) report that indicates credit risk associated with large, syndicated bank loans remains moderate. Credit risk trends continue to reflect the effects of borrowers’ ability to manage higher interest expenses and other macroeconomic factors.
The Consumer Financial Protection Bureau and the Department of Justice (together, the “agencies”) announced today that they have withdrawn a joint statement regarding the implications of a creditor’s consideration of an individual’s immigration status under the Equal Credit Opportunity Act (ECOA).
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