Fascinating little case for you all today. Consumer visits hospital for treatment. Provides phone number at admission. Receives treatment and is discharged. Consumer fails to pay resulting invoices. Hospital and provider network turn account over to collections. Debt collector allegedly uses an ATDS to call consumer on the number she provided.
The Telephone Consumer Protection Act (TCPA) is a critical regulation for businesses that engage in telemarketing, ensuring consumer protection from unwanted communications. As we enter 2024, understanding and adhering to TCPA compliance is more important than ever. This guide will walk you through the essential tools and strategies to keep your business compliant and your customers happy.
Rep. Andy Ogles, R-Tenn., on August 30, 2024 introduced in the House of Representatives a resolution under the Congressional Review Act (CRA) that would nullify the CFPB’s final nonbank registry rule.
A recent ruling by the U.S. Court of Appeals for the Seventh Circuit affirming a decision compelling arbitration provides a “how to” guideline for using online terms and conditions to form a binding agreement.
On July 18, 2024, the Consumer Financial Protection Bureau (CFPB) issued a Proposed Interpretive Rule and Request for Comment (Proposed Rule) addressing credit products in the paycheck advance marketplace, such as those marketed as “earned wage access” or “earned wage advance” products (EWA).