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July

18
2025
Trends

WebRecon June 2025 Stats: Full Reversal From May

While May 2023 saw TCPA litigation rise while FDCPA and FCRA litigation both fell, June shows the exact opposite trend.

In June, TCPA (+29.1%) rose while FCRA (-1.2%) and FDCPA (-11.3%) fell. Year to date trends are still on track though, with TCPA (+44.4%) and FCRA (+15.8%) still up from last year and FDCPA (-5.9%) still down. It’s worth noting, however, that the drop in YTD FDCPA claims seems to getting smaller – down from 8-9% over the past few months to that 5.9% we see this month.

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July

18
2025
Industry News

OCC Announces Enforcement Actions for July 2025

The Office of the Comptroller of the Currency (OCC) today released enforcement actions taken against national banks and federal savings associations (banks), and individuals currently and formerly affiliated with banks the OCC supervises.

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July

17
2025
Compliance

California AG focuses on contracts, opt-outs, and consumer disclosures in Healthline settlement

On July 1, 2025, California Attorney General Rob Bonta announced a $1.55 million proposed settlement order with Healthline Media – the largest California Consumer Privacy Act (CCPA) settlement to date. The proposed settlement resolves allegations that Healthline violated the CCPA by 1) failing to honor consumer requests to opt-out of the sale and sharing of personal information, 2) violating the CCPA’s purpose limitation principle, and 3) failing to include required data protection provisions in contracts with service providers and third parties.

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July

17
2025
Compliance

Understanding California Senate Bill 940

California Senate Bill 940 (SB 940), enacted in late 2024, introduces several key changes to arbitrations involving “consumer contracts,” which is defined as a contract prepared by a seller and signed by a consumer for the sale or lease of goods or services or for the extension of credit purchased or used primarily for personal, family, or household purposes. Below, we explore the major provisions of SB 940 and their implications.

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July

17
2025
Industry News

Congress Passes Legislation to Help Protect Veterans from Foreclosure by Reauthorizing Partial Claims with VA Home Loans

The U.S. Senate recently passed H.R. 1815, the VA Home Loan Program Reform Act, to reauthorize partial claims with U.S. Department of Veterans Affairs (VA) guaranteed home loans. The U.S. House of Representatives passed the legislation in May 2025, and the legislation now moves to President Trump for his signature.

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