Consumers facing cash flow shortages are more likely to use pay later services compared to their financially stable counterparts, highlighting a divide in payment preferences driven by economic circumstances.
PYMNTS Intelligence’s “How People Pay Report: Cash Flow Shortages Drive Consumers’ BNPL Usage” found that buy now, pay later (BNPL) plans are increasingly serving as tools for individuals with limited access to traditional credit, enabling them to bridge financial gaps and cover everyday necessities.
The first months of 2025 have brought a number of notable developments in TCPA litigation and compliance, kicking off with the eleventh-hour announcement by the FCC on January 24 that it would postpone the effective date of the One-to-One Consent Rule by one year.
As reported by BloombergLaw, last week, Federal Trade Commission Commissioners made statements indicating a shift in the agency’s priorities under the Trump Administration to focus enforcement efforts on existing federal privacy laws while foregoing broader definitions of consumer harm, and fostering AI innovation.
The Government Accountability Office has agreed to investigate recent CFPB moves to fire more than 1,400 employees and the impact it and other agency actions have had on the bureau’s ability to operate.
The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of April 1, 2025, through April 30, 2025.
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