State courts nationwide are grappling with spikes in debt collection lawsuits, according to two new reports from January Advisors and the National Center for State Courts (NCSC). Debt collection lawsuits account for a notable share of civil dockets in the United States each year, with up to 4.7 million cases filed in 2022, according to Pew calculations. Although claims slowed during the pandemic, recent data shows a sharp uptick in filings in 2023 and 2024—in many instances surpassing pre-pandemic levels.
Citing President Trump’s Executive Order, the SBA has sent letters to its network of more than 5,000 lenders instructing them to end what the Trump Administration said is politicized or unlawful debanking.
The National Credit Union Administration issued two consent-based prohibition orders in August 2025. The individuals named below are permanently prohibited from participating in the affairs of any federally insured depository institution.
The Office of the Comptroller of the Currency (OCC) today announced a decrease in assessment rates for the September 30, 2025, semiannual assessment. This is the fifth decrease in assessments since 2017 and will apply to all OCC-regulated institutions.
As digital transformation reshapes the collections landscape, lenders and agencies are relying on an expanding network of third-party vendors to support everything from borrower outreach to payment processing. But with this expansion comes increased exposure. When vendors touch sensitive data or handle consumer interactions, the originating institution is still accountable for what happens next.
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