The Federal Deposit Insurance Corporation (FDIC) today issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA). The list covers evaluation ratings that the FDIC assigned to institutions in November 2025.
On January 29, Commodity Futures Trading Commission (CFTC) Chairman Michael S. Selig and U.S. Securities and Exchange Commission (SEC) Chairman Paul S. Atkins held a joint “Harmonization: U.S. Financial Leadership in the Crypto Era” event at CFTC headquarters in Washington, D.C. Billed as an opportunity to align the agencies’ approaches to digital assets and to advance President Trump’s goal of making the U.S. “the crypto capital of the world,” the event marked a clear pivot away from the fragmented, enforcement‑driven posture of prior years toward coordinated rulemaking and market‑structure reform.
Fair Credit Reporting Act litigation continued to increase last year as the industry saw several significant judicial developments.
In a move viewed favorably by FDIC-regulated institutions, the FDIC has approved amendments to the agency’s Guidelines for Appeals of Material Supervisory Determinations that were proposed back in July of 2025 new supervisory appeals office will now establish review panels that include someone with bank supervisory experience and someone with industry experience.
Sometimes I wonder where I’d be if I hadn’t taken my daughter to her first riding lesson. Retired early? Living on a beach? Eating ice cream for breakfast without judgment? What I do know is this—I definitely wouldn’t be on a small farm with four horses, one of whom believes he’s a stand-up comedian. One small decision quietly changed the direction of everything that followed.
.jpg)
.jpg)