From A Non-AI Guru’s Perspective - I am not an artificial intelligence (AI) guru. In fact, I am that annoying person who must use my watch to find my phone, only to discover it’s been in my pocket all along. What I do understand, however, is the intricate world of auditing Collection Agencies. My expertise lies in ensuring that these agencies have dedicated resources and oversight for all their processes.
On April 2, the California Privacy Protection Agency (CPPA or “the Agency”) issued the Agency’s first-ever enforcement advisory. The advisory (“Applying Data Minimization to Consumer Requests”) reaffirms data minimization as a core principle of the California Consumer Privacy Act (CCPA) and stresses, in particular, that this principle applies to businesses’ processing of CCPA data subject requests, such as the right to delete or right to opt-out.
The term “financial transaction audit” might sound like a daunting phrase, particularly to those without a background in finance. Trust me, I understand. I am not a CPA, nor do I hold a finance degree. However, through my experiences and research, I have come to realize that delving into financial transaction audits is not reserved solely for the financially savvy. In fact, non-financial individuals like me can navigate these audits with confidence and proficiency.
The California Senate Banking and Financial Institutions Committee is currently considering Senate Bill (SB) 1286, which would expand the scope of the Rosenthal Fair Debt Collection Practices Act (RFDCPA) to also prohibit debt collectors from engaging in unfair or deceptive acts or practices in the collection of small business debts.
Is a national data privacy law on the horizon? Lawmakers are considering a bill that would override state laws and give consumers a private right of action.
.jpg)
.jpg)