Federal bank regulators have released a proposal to rescind the Community Reinvestment Act (CRA) final rule that was issued in October 2023.
The FDIC, OCC and the Federal Reserve Board said they would replace it with the CRA regulations that were issued in 1995 and are now in place, with certain technical amendments.
On July 24, Oregon Governor Tina Kotek signed House Bill 3865 (HB 3865) into law, introducing significant changes to the regulation of telephone solicitations within the state. This new legislation narrows the permissible calling hours, reducing communications during late evening hours by prohibiting calls after 8 p.m., down from the previous 9 p.m. Additionally, the bill expands the definition of telephone solicitations to include text messages.
On July 1, 2025, California Attorney General Rob Bonta announced a $1.55 million settlement with website publisher Healthline Media LLC (“Healthline”) for alleged violations of the California Consumer Privacy Act (“CCPA”). The complaint alleges several violations, including:
The Sixth Circuit recently delivered a clear message to litigants pursuing claims under the Telephone Consumer Protection Act (TCPA): high call volume alone is not enough.[1] In Fluker v. Ally Financial, Inc., the court reaffirmed that plaintiffs must meet the pleading standards set forth in Twombly[2] and Iqbal,[3] including when alleging violations involving autodialers and prerecorded voice messages.
The FDIC is proposing to replace its Supervision Appeals Review Committee (SARC) with an independent, standalone office, known as the Office of Supervisory Appeals (OSA).
Under the proposal, the OSA would be the final level of review of material supervisory determinations, independent of the divisions that make supervisory decisions. FDIC officials believe the changes would facilitate an appeals process that would be consistent over time.
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