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January

7
2026
Industry News

CFPB Adjusts HMDA Asset Exemption Threshold

The CFPB recently issued a final rule increasing the asset exemption threshold under the Home Mortgage Disclosure Act (HMDA).

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January

7
2026
Industry News

FTC Issues Biennial Report to Congress on the National Do Not Call Registry

The Federal Trade Commission issued its biennial report to Congress on the National Do Not Call (DNC) Registry that shows consumers placed more than 258 million telephone numbers on the Registry as of the end of fiscal year 2025, an increase of more than 4.8 million from the previous fiscal year.

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January

7
2026
Industry News

FTC Sets New Date for Workshop on Employer Noncompete Agreements

The Federal Trade Commission has announced a new date for its previously postponed workshop examining employer noncompete agreements. The event will take place on Jan. 27, 2026, from 1 to 5 p.m. CT. It had been scheduled for October 2025 but was delayed as a result of the government shutdown.

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January

6
2026
Industry News

OCC Releases CRA Performance Evaluations for 33 National Banks and Federal Savings Associations

The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of December 1, 2025, through December 31, 2025.

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January

6
2026
Industry News

Why Judge Jackson Is Wrong: The CFPB Cannot Be Lawfully Funded When the Federal Reserve Has No Profits

In her December 30, 2025 opinion in National Treasury Employees Union v. Vought (which we blogged about here), Judge Amy Berman Jackson concluded that the CFPB may continue to draw funding from the Federal Reserve System even when the Federal Reserve, on a combined basis, is losing money. According to the court, the statutory phrase “combined earnings of the Federal Reserve System” in 12 U.S.C. § 5497(a)(1) means all revenue earned by the Federal Reserve, not profits, and therefore permits CFPB funding even during periods when the Federal Reserve’s expenses exceed its income.

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