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March

8
2024
Industry News

Third Circuit: Consumer Does Not Have Standing to Raise FDCPA Challenge to Debt Collection Agency’s Disclosure of Private Information to Third Party Mailing Vendor

In Barclift v. Keystone Credit Services, LLC, the Philadelphia-based United States Court of Appeals for the Third Circuit determined that a Consumer did not have standing to sue under Fair Debt Collection Practices Act (“FDCPA”)

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March

8
2024
Industry News

Congress Tackles Politicization of Regulations in Hearing

A House subcommittee discussion covered regulation of “junk fees” and how regulatory enforcement processes impact consumers and businesses. ACA urged the subcommittee to continue to focus on CFPB actions related to the discussion.

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March

8
2024
Industry News

Payday lenders say they will leave Michigan if bill passes

LANSING — Payday lenders would face much tighter caps on the interest and fees they charge for small loans under legislation that took an initial step forward Wednesday over objections that it would lead companies to stop doing business in Michigan.

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March

8
2024
Industry News

California Invasion of Privacy Act Violations Aimed at Online Retailers

California Invasion of Privacy Act (CIPA) has become a focal point in recent legal battles, particularly within the retail industry. As retailers increasingly adopt technologies like session replay and chatbots to enhance customer experiences, they inadvertently tread into murky legal waters.

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March

8
2024
Industry News

Legislature Approves Family Financial Protection Bill

SALEM, Ore. – Today, the Family Financial Protection Act (Senate Bill 1595) passed the Oregon House with a bipartisan vote of 46-8. It now goes to Governor Tina Kotek’s desk. The bill improves outdated and flawed consumer protection and debt statutes by strengthening economic protections for Oregonians who are working to pay back their debts and providing recourse for Oregonians subjected to unfair debt collections practices.

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