You aren’t alone if you already dread picking up phone calls and looking at text messages because of the constant barrage of scams. The creativity of scammers and the pervasiveness of telemarketing drive a widening gap between users and their tech, making it difficult to keep up with the latest tactics or the lawmakers’ responses.
Borrowers with good credit seeking personal loans during the past seven days prequalified for rates that were lower for 3- and 5-year loans when compared to fixed-rate loans for the seven days before.
Student loan borrowers are experiencing delays in managing their payments and loan plan applications, according to a recent issue spotlight (PDF) on the Consumer Financial Protection Bureau’s oversight of student loan servicing practices.
IRVINE, Calif. – Jan. 11, 2024 — ATTOM, a leading curator of land, property, and real estate data, today released its Year-End 2023 U.S. Foreclosure Market Report, which shows foreclosure filings— default notices, scheduled auctions and bank repossessions — were reported on 357,062 U.S. properties in 2023, up 10 percent from 2022 and up 136 percent from 2021 but down 28 percent from 2019, before the pandemic shook up the market. Foreclosure filings in 2023 were also down 88 percent from a peak of nearly 2.9 million in 2010.
The Consumer Financial Protection Bureau has issued two advisory opinions addressing requirements of consumer reporting agencies (CRAs) under the Fair Credit Reporting Act.