Oregon has passed new legislation aimed at limiting the impact of medical debt on consumer credit reports. Governor Tina Kotek recently signed SB 605 A, a law that will prohibit consumer reporting agencies from including known medical debt on credit reports. Additionally, the law will bar health care providers from reporting the existence or amount of medical debt to credit reporting agencies.
Having previously announced that it was withdrawing its Buy Now, Pay Later rule, the CFPB recently said that it does not intend to issue a revised rule.
“The Bureau has determined that it does not intend to reissue the BNPL Interpretive Rule because it was procedurally defective and the interpretation included therein applied ill-fitting open-end credit regulations to BNPL products, which are generally structured as closed-end loans,” the CFPB said, in a status report it submitted in a lawsuit filed by the Financial Technology Association.
In a significant ruling today, the U.S. Supreme Court delivered its 6-3 opinion in McLaughlin Chiropractic Associates, Inc. v. McKesson Corporation, addressing the scope of judicial review under the Hobbs Act. The decision marks a pivotal moment in administrative law, particularly concerning the deference required to agency orders in enforcement proceedings. While the Supreme Court previously addressed whether the Hobbs Act applied in private litigation, it ultimately did not resolve whether a district court is required to follow a particular Federal Communications Commission (FCC) order interpreting the TCPA.
As New York’s 2025 legislative session wraps up, a new report from New York City Comptroller Brad Lander is calling for expanded consumer financial protections across the state. The report, released in early June, urges both city and state leaders to respond to shifting federal regulations by reinforcing local consumer protection laws.
Data is the connective infrastructure between creditors and debt settlement firms. When that infrastructure is patchy or inconsistent, resolution slows, errors multiply, and compliance risks rise. By contrast, well-structured, secure data exchange is the foundation for faster settlements, smoother workflows, and more resilient compliance.
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