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March

19
2025
Strategy

Integrating AI Into Accounts Payable Gives Firms Cash Flow Crystal Ball

Bye-bye, cash flow headaches. Hello, artificial intelligence (AI) fortune-telling. The latest PYMNTS Intelligence data from the March 2024 edition of the “Invoice-to-Pay Automation Tracker® Series” reveals that the transformation of accounts payable (AP) departments from back-office functions to strategic powerhouses is well underway, with AI playing an outsize role in unlocking greater efficiency and real-time insights.

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March

19
2025
Compliance

The Antelope Theory

In The Plastic Owl, Bev Evancic discussed the importance of identifying new employees early to ensure they do not become a Plastic Owl. Now, I want to introduce The Antelope Theory, which helps truly understand who you’ve hired once they join your organization.

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March

18
2025
Industry News

OCC Conditionally Approves Fintech Business Model for a National Bank

The Office of the Comptroller of the Currency (OCC) today announced conditional approval of the application for financial technology (fintech) company SmartBiz Loans to change the business model of CenTrust Bank, N.A., Northbrook, Illinois, upon its acquisition of CenTrust Bank, N.A.

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March

18
2025
Industry News

As Trump Administration rolls back CFPB’s work, New York wants to fill the void

As the Trump Administration attempts to drastically cut CFPB funding and staffing, New York regulators and legislators are attempting to fill what could be a void in consumer protection efforts.

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March

18
2025
Compliance

2025 State Privacy Laws Taking Effect: Key Compliance Considerations for Employers and Businesses

With eight states rolling out new privacy laws in 2025 and many more already on the books, businesses have never faced a more fragmented regulatory landscape. These laws will expand consumer rights, impose stricter data governance obligations, and create a complex compliance environment for businesses operating across state lines. While these laws share common frameworks, key differences – particularly Maryland’s stringent requirements – will require you to take a strategic approach. Below, we break down each law’s unique requirements and provide practical guidance you can put into place right away.

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