Delinquencies are building across two major food groups — student loans and automobile financing — the feed credit scores and are sure to impact the ability of would-be home buyers to obtain a mortgage.
With exceptions, the Telephone Consumer Protection Act prohibits “telephone solicitations” to residential telephone numbers on the National Do Not Call Registry. The Seventh Circuit’s recent decision in Hulce v. Zipongo offers important insights as to what actually qualifies as a “telephone solicitation” under the TCPA.[1]
To commemorate the six months since the Oregon Consumer Privacy Act (“OCPA”) became effective, Oregon Attorney General Dan Rayfield released earlier this month a Report summarizing complaints received from consumers about alleged violations of the law and the Oregon Department of Justice Privacy Unit’s initial enforcement efforts.
In advance of its April 4, 2025, board meeting, the California Privacy Protection Agency (CPPA) released a discussion draft of revisions to its proposed California Consumer Privacy Act (CCPA) regulations. These revisions pertain to cybersecurity audits, risk assessments, automated decision-making technology (ADMT), serving to update the existing CCPA proposed regulations. Our priorsummaries addressed the broad reach of these proposed regulations.
Banks have reportedly more than doubled their lending to nonbank financial institutions (NBFIs) over the past five years and are now lending those companies $1 trillion a year.
This lending enables banks to profit from the growing share of lending that is being done by NBFIs, but it has also raised concerns among banking regulators, Bloomberg reported Thursday (March 27).
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