The Office of the Comptroller of the Currency (OCC) today released its schedule of Community Reinvestment Act (CRA) evaluations to be conducted in the first and second quarters of 2026.
The Consumer Financial Protection Bureau (CFPB) is entering a period of unusual uncertainty as it prepares to shift its active litigation to the Department of Justice and furlough some enforcement attorneys. These moves come as the bureau adjusts its operations in response to new legal and funding challenges.
PYMNTS Intelligence recently reported that 66% of U.S. consumers are still living paycheck-to-paycheck—a slight dip from prior months, but with a more worrying shift behind the numbers:42% now say they live this way because they have no other choice, an 18% increase since August.
Consumers aren’t just stretched—they’re sliding further into a financial reality where even small purchases require financing, and that shift carries big implications for delinquency, payment behavior, and the work collectors do every day.
Today the Office of the Comptroller of the Currency (OCC) released a request for information (RFI) on community banks’ engagement with their core service providers and other essential third-party service providers.
The CFPB is transferring all of its pending litigation to the Justice Department as a result of the funding crisis the Trump Administration has said the bureau faces, several news organizations have reported.
.jpg)
.jpg)