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October

22
2025
Compliance

CCPA Imposes the Largest Administrative Fine to Date: What Companies Need to Know

On September 30, 2025, the California Privacy Protection Agency (CPPA) issued a final order against farm, ranch and rural lifestyle retailer, Tractor Supply Company (“Tractor Supply”), for violations of the California Consumer Privacy Act (CCPA) triggered by a consumer complaint.

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October

22
2025
Industry News

Navigating California’s New Legislation on Fixed Term Installment Contracts

On October 10, California Governor Newsom signed Assembly Bill 483 (AB 483) into law, introducing new regulations on early termination fees in fixed term installment contracts. This legislation applies to contracts entered into or modified on or after August 1, 2026, and prohibits the use of termination fees unless specific conditions are met.

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October

22
2025
Compliance

Maryland Introduces New Medical Debt Collection Rules

The Maryland Office of Financial Regulation has released new guidance outlining three medical debt collection laws that took effect this month. Together, these laws reshape how medical debt is collected, reported, and enforced across the state—introducing new consumer protections and compliance requirements for debt collectors, healthcare providers, and credit reporting agencies.

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October

21
2025
Industry News

New Jersey appellate court affirms dismissal of FDCPA claim concerning mail vendor use

On October 6, the New Jersey Superior Court, Appellate Division affirmed the dismissal of a lawsuit alleging that a debt collector’s use of a third-party mail vendor to send a collection letter violated the FDCPA. The plaintiff argued that transmitting account information to a mail vendor constituted an impermissible third-party communication under the FDCPA that was abusive, deceptive or unfair.

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October

21
2025
Compliance

Pennsylvania House Passes Consumer Privacy Bill: What Your Business Needs to Know + 6 Steps You Can Take Now

Pennsylvania could soon join the growing list of states to enact comprehensive data privacy laws, and businesses that operate in PA must take note. Earlier this month, the commonwealth’s House passed a bipartisan consumer privacy bill that would set parameters on the collection and sale of consumers’ personal data. We’ll explain everything you need to know about HB 78, why it’s important, and six steps your business should consider taking now.

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