Pennsylvania could soon join the growing list of states to enact comprehensive data privacy laws, and businesses that operate in PA must take note. Earlier this month, the commonwealth’s House passed a bipartisan consumer privacy bill that would set parameters on the collection and sale of consumers’ personal data. We’ll explain everything you need to know about HB 78, why it’s important, and six steps your business should consider taking now.
In a significant development for lenders and borrowers alike, on October 6, the U.S. Supreme Court declined to review the Fox decision, leaving unresolved questions about the retroactive application of the Foreclosure Abuse Prevention Act (FAPA). This decision has shifted the focus to the New York State Court of Appeals where oral argument was heard on October 16, and potentially to the U.S. Court of Appeals for the Second Circuit.
A federal appeals court has rejected the Trump Administration’s request to delay its response to an en banc hearing request in the lawsuit challenging the mass firings at the CFPB due to the government shutdown.
On October 13, 2025, Governor Gavin Newsom enacted Assembly Bill No. 692 (AB 692), effectively adding Section 16608 to the Business and Professions Code and Section 926 to the Labor Code.
Working with debt settlement firms is no longer a fringe recovery strategy. For many lenders, it now accounts for a meaningful portion of post-charge-off resolution—and demands infrastructure and automation that can keep up with its pace, complexity, and oversight requirements.
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