Federal bank regulatory agencies today released the 2025 Shared National Credit (SNC) report that indicates credit risk associated with large, syndicated bank loans remains moderate. Credit risk trends continue to reflect the effects of borrowers’ ability to manage higher interest expenses and other macroeconomic factors.
The Consumer Financial Protection Bureau and the Department of Justice (together, the “agencies”) announced today that they have withdrawn a joint statement regarding the implications of a creditor’s consideration of an individual’s immigration status under the Equal Credit Opportunity Act (ECOA).
The debt settlement industry has long been viewed through an adversarial lens, but that framing is outdated.
High-performing debt settlement firms are increasingly stepping into a new role: as structured, compliant intermediaries that help creditors recover funds more efficiently while supporting consumers through sustainable resolution paths. It’s time to move beyond the stereotypes and rethink settlement as a legitimate, infrastructure-level component of modern collections.
The Federal Trade Commission will host a workshop on February 26, 2026, to examine how the agency can better understand and measure consumer injuries and benefits that may result from the collection, use, or disclosure of consumer data.
The Office of the Comptroller of the Currency (OCC) is issuing a notice of proposed rulemaking to clarify the longstanding authority of national banks limited to the operations of trust companies and activities related thereto to engage in non-fiduciary activities in addition to their fiduciary activities. The proposal would neither expand nor contract the OCC’s authority to charter a national bank. Comments on all aspects of the proposed rule are due 30 days after it is published in the Federal Register.
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