You’ve probably been impacted by a data breach, even if you don’t know it. Major data breaches – like the national public data breach which comprised sensitive data of over half of the US population – have become alarmingly common, while much smaller attacks take place on home soil every day.
A 2023 Federal Communications Commission (FCC) Order interpreted the Telephone Consumer Protection Act as requiring that consumers provide specific one-to-one consent to receive robocalls. The purpose was to fill what the FCC called the “marketing partner” gap, which allowed marketers to obtain consent from consumers by checking a box applying to multiple, often unrelated, callers. The Order was to go into effect on January 27, 2025.
Despite a general decrease in payment issues, financially struggling consumers continue to face these disruptions at alarmingly high rates, especially when making essential purchases.
According to a PYMNTS Intelligence report, “Financially Struggling Consumers Are Twice as Likely to Face Payment Declines,” while payment declines have decreased overall, consumers living paycheck-to-paycheck remain more vulnerable. These consumers encounter payment failures at much higher rates, particularly when making essential purchases. This issue is intensified by the rising frequency of debit card rejections, which now outpace credit card failures by a large margin.
Consumer Financial Protection Bureau (CFPB) Director Rohit Chopra was fired by President Donald Trump on Saturday (Feb. 1) morning.
Chopra was notified of the move when he received an email from the White House, CNN reported Saturday.
A White House official told CNN, per the report, “It’s the executive’s decision and prerogative to see who they want in that role.”
The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of January 1, 2025, through January 31, 2025.
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