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January

28
2025
Industry News

CFPB, National Collegiate Student Loan Trusts resolve case that Supreme Court declined to consider

The CFPB and the National Collegiate Student Loan Trusts—a group of fifteen securitization trusts that acquire, pool, and securitize student loans—have entered into a proposed final consent judgment that, if approved, would resolve  the CFPB’s allegations that the Trusts unlawfully filed defective debt collection lawsuits to collect on private student loans.

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January

27
2025
Compliance

Reminder: FCC’s One-to-One TCPA Consent Rule Takes Effect January 27

Are you ready? On January 27, 2025, the Federal Communication Commission’s (FCC) Oneto-One Consent Rule goes into effect, which could raise enforcement and litigation risks. If this applies to your business, hopefully your first reaction isn’t “what One-to-One Consent Rule?”

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January

27
2025
Industry News

Change Healthcare Breach Impacted 190 Million Americans

The biggest medical-related data breach in U.S. history was even larger than first estimated.

The ransomware attack on UnitedHealth’s Change Healthcare business last year impacted around 190 million people, almost double past estimates, TechCrunch reported Friday (Jan. 24).

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January

27
2025
Industry News

Eleventh Circuit Vacates FCC’s One-to-One Consent Rule; FCC Issues Stay

In a previous post, we discussed the oral arguments held on December 18, 2024, by the U.S. Court of Appeals for the Eleventh Circuit in the case of Insurance Marketing Coalition Limited (IMC) v. Federal Communications Commission (FCC). The case challenged the FCC’s December 2023 order under the Telephone Consumer Protection Act (TCPA), which aimed to reduce unwanted robocalls and texts by closing the “lead generator loophole” and requiring “one-to-one consent” for telemarketing communications. The new rule was set to take effect on January 27, 2025. However, during oral arguments, the Eleventh Circuit judges expressed skepticism about the FCC’s justification for its new rule.

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January

27
2025
Industry News

TransUnion subsidiary Argus Information and Advisory Services agrees not to seek business with CFPB for three years

Argus Information and Advisory Services, a subsidiary of TransUnion, has agreed that it will not seek any government contracts with the CFPB for three years, following action by several government agencies.

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