The CFPB has published its Fall 2022 rulemaking agenda as part of the Fall 2022 Unified Agenda of Federal Regulatory and Deregulatory Actions. The agenda’s preamble indicates that “[t]he Bureau reasonably anticipates having the regulatory matters identified [in the agenda] under consideration during the period from December 1, 2022 to November 30, 2023.”
WASHINGTON, Jan. 7 -- The Congressional Research Service issued the following In Focus white paper on financial cybersecurity (No. IF11717) on Jan. 5, 2023, by financial economics analysts Andrew P. Scott and Paul Tierno.
A modified rule on call exemptions and obtaining consumers’ consent from the Federal Communications Commission will take effect this year, and ACA International is working on resources to help members meet their compliance responsibilities.
The Federal Trade Commission has adjusted the maximum civil penalty dollar amounts for violations of 16 provisions of law the FTC enforces, as required by the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015.
Recently, the CFPB filed an amicus brief in the U.S. Court of Appeals for the Fourth Circuit arguing that the court should reinstate a borrower’s putative class action claim against a national bank. The CFPB argued that the district court erred by improperly narrowing a provision in Regulation Z of the Truth in Lending Act (TILA) that prohibits lenders from withdrawing from deposit accounts to cover debts caused by credit card plans.
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