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December

1
2022
Industry News

Murphy, Van Hollen Reintroduce Legislation to Protect Consumers from Medical Debt

WASHINGTON—U.S. Senators Chris Murphy (D-Conn.) and Chris Van Hollen (D-Md.) on Wednesdayreintroduced legislation to strengthen consumer protections and reform medical debt practices.

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December

1
2022
Industry News

CFPB Petitions High Court to Consider Decision Holding Funding Structure Unconstitutional

On November 14, 2022, the Consumer Financial Protection Bureau (“CFPB”) filed a petition for a writ of certiorari in connection with the Fifth Circuit’s recent decision in Community Financial, which held that the CFPB’s funding structure violated the Constitution’s Appropriations Clause.

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December

1
2022
Compliance

FCC Declares that “Ringless Voicemails” are “Calls” that Require Consumer Consent to Avoid TCPA Liability

On November 21, 2022, the Federal Communications Commission (FCC or Commission) issued a declaratory ruling finding that “ringless voicemails” to wireless telephones require consumer consent because they are “calls” made using an artificial or prerecorded voice, and thus are covered by the federal Telephone Consumer Protection Act, 47 U.S.C. § 227 (TCPA)

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November

30
2022
Industry News

ACA International Leads Advocacy Against NCLC Petition for Rulemaking on Medical Debt Credit Reporting

ACA International is pushing back on a petition from the National Consumer Law Center, which asks the Consumer Financial Protection Bureau for a rule banning medical debts from credit reports.

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November

30
2022
Industry News

Pax­ton Con­cludes Data Breach Inves­ti­ga­tions, Col­lects Set­tle­ments of Over $1.5 Mil­lion from Exper­ian and T‑Mobile

Attorney General Ken Paxton has announced that his office, along with a coalition of other state attorneys general, has obtained settlements totaling more than $16 million with Experian Data Corp., Experian Information Solutions, and T-Mobile.

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