Today, the Federal Trade Commission took its latest enforcement action to free American workers from labor practices that limit wage and job growth by ordering building services contractor Adamas Amenity Services LLC (Adamas) and its affiliated businesses to cease their enforcement of no-hire agreements.
he Office of the Comptroller of the Currency (OCC) reported cumulative trading revenue of U.S. commercial banks and savings associations of $18.4 billion in the third quarter of 2025. The third quarter trading revenue was $1.8 billion, or 10.9 percent, more than in the previous quarter and $2.1 billion, or 12.7 percent, more than a year earlier.
The Court of Appeals for the District of Columbia has granted a request for an en banc rehearing in the National Treasury Employees Union’s (NTEU) and others’ challenge to the firing of more than 1,400 CFPB employees and the taking of certain other actions to curtail the operations of the CFPB.
The Consumer Financial Protection Bureau (CFPB or Bureau) released a new market “data spotlight” on Buy Now, Pay Later (BNPL) that uses actual transaction data from six large providers of “pay-in-four” BNPL loans. The report paints a picture of growing adoption paired with improving credit performance: late fees fell and charge-off rates declined in 2023, even as the number of loans and users rose.
As more consumers seek relief through debt settlement companies (DSCs), creditors are navigating a critical question: how to manage borrower consent when multiple parties are involved in the communication process.
Consent isn’t just a formality. It determines who can speak for the borrower, what can be discussed, and how those interactions are documented. When creditors and DSCs collaborate without a shared framework for consent, they risk regulatory missteps, operational breakdowns, and a fragmented borrower experience.
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