Today’s podcast brings listeners a timely and insightful discussion as our panel examines the CFPB’s proposed amendments to Regulation B under the Equal Credit Opportunity Act (ECOA). As our regular listeners know, we released an episode yesterday, and we are providing this additional special episode in light of a development we consider both time-sensitive and exceptionally important.
Comptroller of the Currency Jonathan V. Gould today issued a statement at the Financial Stability Oversight Council meeting about the Office of the Comptroller of the Currency’s (OCC) work to strengthen its supervision and regulation of banks to better support the U.S. economy.
Delinquencies are rising, and for millions of borrowers, financial stress remains a daily reality.
In this environment, more consumers are turning to debt settlement companies (DSCs) for structured relief—often before lenders make formal offers. This shift in borrower behavior is prompting a corresponding shift in lender strategy: from resisting third-party settlement to actively coordinating with it.
Delinquencies are rising, and for millions of borrowers, financial stress remains a daily reality.
In this environment, more consumers are turning to debt settlement companies (DSCs) for structured relief—often before lenders make formal offers. This shift in borrower behavior is prompting a corresponding shift in lender strategy: from resisting third-party settlement to actively coordinating with it.
The Federal Communications Commission (FCC) has opened public comment on a sweeping set of proposed rules that would significantly change how caller identification and consumer call consent work in the United States. The proposals focus on expanding consumer control over unwanted calls while improving transparency around who is calling and where calls originate.
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