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October

29
2025
Strategy

What Debt Collectors Can Learn from the Detroit Lions

The Detroit Lions’ recent win over the Tampa Bay Buccaneers was more than just a game—it was a masterclass in teamwork, leadership, and adaptability.

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October

29
2025
Compliance

Regulatory Shift: How the Latest CFPB Changes Impact Nonbank Entities

The Consumer Financial Protection Bureau (CFPB) has made significant moves to reduce the regulatory burden on nonbank entities, including debt collectors, by rescinding two key rules. These changes reflect an ongoing effort to streamline regulations and lessen the compliance costs for companies in the financial services sector.

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October

29
2025
Industry News

Another Court Holds that Texts Are Not “Telephone Calls” Under the TCPA’s Do Not Call Rules

Adding fuel to the small fire set by similar decisions by courts in the Northern District of Florida and the Central District of Illinois, a Middle District of Florida court on Friday ruled that text messages are not “calls” for purposes of the Do Not Call (DNC) provisions of the Telephone Consumer Protection Act (TCPA).1

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October

29
2025
Compliance

Data Mining and Breach Notification in Cyber Incident Responses

Data breaches continue to be a major problem for corporations and organizations in 2025, and the U.S. Department of Justice, Criminal Division, has recently brought enforcement actions for hacking, ransomware, and other cybercrimes.  See U.S. Dept. of Justice, Former U.S. Soldier Pleads Guilty to Hacking and Extortion Scheme Involving Telecommunications Companies, July 13, 2025, https://www.justice.gov/opa/pr/former-us-soldier-pleads-guilty-hacking-and-extortion-scheme-involving-telecommunications.

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October

27
2025
Industry News

California AG’s Verdict in Consumer Protection Trial Upheld

On September 9, 2025, the Court of Appeal of the State of California upheld California Attorney General (AG) Rob Bonta’s trial-court victory against a business and its owner for violations of California’s unfair competition law (UCL) based on allegations of the illegal sale of credit insurance, which largely targeted the business’s Latino immigrant customer base.

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