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February

25
2025
Industry News

National Consumers League and Small Business Owners Move to Intervene in FCC “One-to-One Rule” Case

On February 19, the National Consumers League (NCL) and four small business owners filed a motion to intervene in support of the Federal Communications Commission (FCC) and the United States in the case of Insurance Marketing Coalition Ltd. v. FCC. This motion seeks to challenge the panel’s January 24, 2025 decision that vacated the FCC’s 2023 Order, known as the One-to-One Rule.

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February

25
2025
Industry News

Massachusetts AG sues Hometap, saying company offers illegal home equity investments that really are reverse mortgages

Alleging that a Boston company “pervasively and systematically violated the state’s consumer protection laws, including mortgage and foreclosure prevention laws, putting financially vulnerable homeowners at high risk of losing their homes,” Massachusetts Attorney General Andrea Joy Campbell has filed suit against the firm and its holding company.

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February

24
2025
Industry News

Legislation to eliminate all funding for CFPB introduced in House, Senate

Legislation that would eliminate all funding for the CFPB has been introduced in the House and Senate, with the main House sponsor now calling for the bill to be placed on a fast track by including it in budget reconciliation.

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February

24
2025
Industry News

Illinois Federal Court Dismisses FDCPA Letter Case for Lack of Subject Matter Jurisdiction

In Kirkman v. Blitt and Gaines, P.C., the plaintiff sued the defendant in the Northern District of Illinois alleging violations of the Federal Debt Collection Practices Act (FDCPA) for sending her a letter by regular mail instead of email. The court found that the plaintiff lacked standing and granted the defendant’s motion to dismiss.

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February

24
2025
Compliance

A Modern Consumer Bill of Rights in the Age of AI

Consumers today find themselves increasingly vulnerable in a digital landscape that offers tremendous convenience while simultaneously eroding their autonomy. The patchwork of existing privacy protections has created dangerous gaps that leave individuals exposed to exploitation as companies and bad actors leverage artificial intelligence (AI) in novel and unexpected ways.

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