The Maryland Office of Financial Regulation has released new guidance outlining three medical debt collection laws that took effect this month. Together, these laws reshape how medical debt is collected, reported, and enforced across the state—introducing new consumer protections and compliance requirements for debt collectors, healthcare providers, and credit reporting agencies.
On October 6, the New Jersey Superior Court, Appellate Division affirmed the dismissal of a lawsuit alleging that a debt collector’s use of a third-party mail vendor to send a collection letter violated the FDCPA. The plaintiff argued that transmitting account information to a mail vendor constituted an impermissible third-party communication under the FDCPA that was abusive, deceptive or unfair.
Pennsylvania could soon join the growing list of states to enact comprehensive data privacy laws, and businesses that operate in PA must take note. Earlier this month, the commonwealth’s House passed a bipartisan consumer privacy bill that would set parameters on the collection and sale of consumers’ personal data. We’ll explain everything you need to know about HB 78, why it’s important, and six steps your business should consider taking now.
In a significant development for lenders and borrowers alike, on October 6, the U.S. Supreme Court declined to review the Fox decision, leaving unresolved questions about the retroactive application of the Foreclosure Abuse Prevention Act (FAPA). This decision has shifted the focus to the New York State Court of Appeals where oral argument was heard on October 16, and potentially to the U.S. Court of Appeals for the Second Circuit.
A federal appeals court has rejected the Trump Administration’s request to delay its response to an en banc hearing request in the lawsuit challenging the mass firings at the CFPB due to the government shutdown.
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