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September

4
2025
Industry News

Federal Appeals Court rules that Trump illegally fired FTC board member, orders her reinstatement

A divided federal appeals court has ruled that President Trump illegally fired Democratic FTC member Rebecca Slaughter and has ordered that she be reinstated to her position.

“The government has no likelihood of success on appeal given controlling and directly on point Supreme Court precedent,” Judges Patricia Millett and Cornelia Pillard of the U.S. Circuit Court of Appeals for the District of Columbia, said. Both are Obama appointees.

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September

3
2025
Compliance

Five Things I Learned During Call Monitoring That Had Nothing To Do With the Call

I’ve been monitoring collection calls for over 30 years—sometimes sitting side-by-side with collectors, other times reviewing recorded calls. Along the way, I’ve picked up countless insights. But here’s the funny thing: many of the biggest lessons I’ve learned had nothing to do with the quality of the call itself.

Instead, they were tied to technology glitches, office culture, or management oversights that quietly shaped the customer and employee experience.

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September

3
2025
Industry News

Ninth Circuit Mandates Arbitration in Millionaire Match Case: Emphasizes Totality of Circumstances in Online Contract Formation

In a recent decision by the U.S. Court of Appeals for the Ninth Circuit, the court reversed a district court’s ruling and compelled arbitration in the case of Massel v. Successfulmatch.com dba Millionaire Match. The appellate court concluded that the plaintiff consumer received reasonably conspicuous notice of the Service Agreement (containing the arbitration clause), to which the plaintiff assented by checking the box required for account creation and continued use of the website.

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September

2
2025
Trends

Debt Collection Lawsuits Surge to Pre-Pandemic Highs

State courts nationwide are grappling with spikes in debt collection lawsuits, according to two new reports from January Advisors and the National Center for State Courts (NCSC).  Debt collection lawsuits account for a notable share of civil dockets in the United States each year, with up to 4.7 million cases filed in 2022, according to Pew calculations. Although claims slowed during the pandemic, recent data shows a sharp uptick in filings in 2023 and 2024—in many instances surpassing pre-pandemic levels.

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September

2
2025
Industry News

SBA directs financial institutions to end, correct debanking actions

Citing President Trump’s Executive Order, the SBA has sent letters to its network of more than 5,000 lenders instructing them to end what the Trump Administration said is politicized or unlawful debanking.

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