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October

23
2025
Trends

Americans Are More Money-Stressed Than Ever. Credit Unions Are Stepping Up to Help.

It’s no secret that the stress of managing finances can negatively impact a person’s physical and emotional well-being, even more so for people struggling to get by on lower incomes. Research shows that people experiencing financial difficulties may report increased feelings of isolation, shame and disconnection.

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October

23
2025
Industry News

California Hospital Association Files Petition to Challenge State Cost Targets and Seek Relief from Alleged Regulatory Overreach

On October 15, the California Hospital Association (CHA) filed a petition against the California Office of Health Care Affordability (OHCA) and related entities. The petition challenges the imposition of stringent cost targets on hospitals across California, arguing that these targets are arbitrary, capricious, and not based on comprehensive data analysis.

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October

23
2025
Industry News

Trump Administration tells Appeals Court that union is not entitled to an en banc hearing in CFPB lawsuit

Contending that it cannot abolish the CFPB on its own, the Trump Administration said that the union arguing that such a plan exists should not be entitled to an en banc hearing before an appeals court.

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October

22
2025
Compliance

CCPA Imposes the Largest Administrative Fine to Date: What Companies Need to Know

On September 30, 2025, the California Privacy Protection Agency (CPPA) issued a final order against farm, ranch and rural lifestyle retailer, Tractor Supply Company (“Tractor Supply”), for violations of the California Consumer Privacy Act (CCPA) triggered by a consumer complaint.

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October

22
2025
Industry News

Navigating California’s New Legislation on Fixed Term Installment Contracts

On October 10, California Governor Newsom signed Assembly Bill 483 (AB 483) into law, introducing new regulations on early termination fees in fixed term installment contracts. This legislation applies to contracts entered into or modified on or after August 1, 2026, and prohibits the use of termination fees unless specific conditions are met.

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