This Data Spotlight analyzes banking and credit access in the southern region of the U.S. It seeks to identify gaps, as well as opportunities to increase financial access in the region, particularly branch presence and bank account access, and capital access such as mortgage lending and small business lending.
As the private credit industry has relentlessly expanded and the capital available for deployment by private credit asset managers has rapidly grown, those investing at the top end of the market have increasingly had to compete on terms with the financing packages offered by underwriting banks for broadly syndicated deals.
Over the three-year-long pause on student loan payments, the U.S. Department of Education has repeatedly told borrowers their bills were set to resume, only to take it back and provide them more time.
The CFPB has heard from the public about the risks to workers’ privacy that arise from automated workplace surveillance technology. For many workers, simply going to work to earn a living means putting vast amounts of their vital and personal information into the hands of their employers or third-party technology firms.
Credit reporting agencies would be prohibited from collecting medical debt, nor would it be included in a consumer's credit report under legislation that will be heading to Gov. Kathy Hochul's desk.
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