SOUTHFIELD, Mich., June 20, 2023 /PRNewswire/ -- With American households battling inflation and rising interest rates, auto lenders are seeing increased occurrences of auto-loan delinquencies - but almost entirely in the subprime segment.…
According to the Federal Reserve Bank of New York, total credit card balance stayed around a record $986 billion between fourth quarter 2022 and first quarter 2023. A January Bankrate survey further found 35% of of American adults carry some credit card debt.
WASHINGTON, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) released its annual report on the top financial concerns facing military families.
As part of a suite of statutes, Congress made it a crime to “exceed authorization” to access a computer (CFAA, 18 USC 1030) and to traffic in purloined passwords (18 USC 1029) and “‘Fraud and related activity in connection with identification documents, authentication features, and information’”(18 USC 1028). Congress also created an enhancement to other crimes if, in the course of committing that crime, the offender committed “aggravated identity theft;” that is, essentially, if an offender also misused the identity of another person.
In the face of ongoing regulatory scrutiny and volatile market swings, the crypto landscape has shown surprising resiliency coming out of a disastrous 2022. “We’re definitely seeing more interest and more activity,” when it comes to credit union members conducting crypto transactions, Lou Grilli, senior innovation strategist at PSCU, tells PYMNTS.
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